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Agreement to do business with Rent-A-Center 

CONSUMER DISCLOSURE 

From time to time, Rent-A-Center (we, us or Company) may be required by law to provide to you certain written notices or disclosures. Described below are the terms and conditions for providing to you such notices and disclosures electronically through the DocuSign, Inc. (DocuSign) electronic signing system. Please read the information below carefully and thoroughly, and if you can access this information electronically to your satisfaction and agree to these terms and conditions, please confirm your agreement by clicking the ‘I agree’ button at the bottom of this document. 

Getting Paper Copies 

At any time, you may request from us a paper copy of any record provided or made available electronically to you by us. You will have the ability to download and print documents we send to you through the DocuSign system during and immediately after signing session and, if you elect to create a DocuSign signer account, you may access them for a limited period of time (usually 30 days) after such documents are first sent to you. After such time, if you wish for us to send you paper copies of any such documents from our office to you, you will be charged a $0.00 per-page fee. You may request delivery of such paper copies from us by following the procedure described below. 

Withdrawing Your Consent 

If you decide to receive notices and disclosures from us electronically, you may at any time change your mind and tell us that thereafter you want to receive required notices and disclosures only in paper format. How you must inform us of your decision to receive future notices and disclosure in paper format and withdraw your consent to receive notices and disclosures electronically is described below. 

Consequences of Changing Your Mind 

If you elect to receive required notices and disclosures only in paper format, it will slow the speed at which we can complete certain steps in transactions with you and delivering services to you because we will need first to send the required notices or disclosures to you in paper format, and then wait until we receive back from you your acknowledgment of your receipt of such paper notices or disclosures. To indicate to us that you are changing your mind, you must withdraw your consent using the DocuSign ‘Withdraw Consent’ form on the signing page of a DocuSign envelope instead of signing it. This will indicate to us that you have withdrawn your consent to receive required notices and disclosures electronically from us and you will no longer be able to use the DocuSign system to receive required notices and consents electronically from us or to sign electronically documents from us. 

All Notices and Disclosures Will be Sent To You Electronically 

Unless you tell us otherwise in accordance with the procedures described herein, we will provide electronically to you through the DocuSign system all required notices, disclosures, authorizations, acknowledgments, and other documents that are required to be provided or made available to you during the course of our relationship with you. To reduce the chance of you inadvertently not receiving any notice or disclosure, we prefer to provide all of the required notices and disclosures to you by the same method and to the same address that you have given us. Thus, you can receive all the disclosures and notices electronically or in paper format through the paper mail delivery system. If you do not agree with this process, please let us know as described below. Please also see the paragraph immediately above that describes the consequences of your electing not to receive delivery of the notices and disclosures electronically from us. 

How to contact Rent-A-Center: 

You may contact us to let us know of your changes as to how we may contact you electronically, to request paper copies of certain information from us, and to withdraw your prior consent to receive notices and disclosures electronically as follows: 
To contact us by email send messages to:  

To Advise Rent-A-Center of Your New E-mail Address 

To let us know of a change in your e-mail address where we should send notices and disclosures electronically to you, you must send an email message to us at  and in the body of such request you must state: your previous e-mail address, your new e-mail address.  We do not require any other information from you to change your email address.  

In addition, you must notify DocuSign, Inc. to arrange for your new email address to be reflected in your DocuSign account by following the process for changing e-mail in the DocuSign system. 

To Request Paper Copies from Rent-A-Center 

To request delivery from us of paper copies of the notices and disclosures previously provided by us to you electronically, you must send us an e-mail to eSig.DocuSign.QA@rentacenter.com  and in the body of such request you must state your e-mail address, full name, US Postal address, and telephone number. We will bill you for any fees at that time, if any. 

To Withdraw Your Consent with Rent-A-Center 

To inform us that you no longer want to receive future notices and disclosures in electronic format you may: 

  1. decline to sign a document from within your DocuSign session, and on the subsequent page, select the check-box indicating you wish to withdraw your consent, or you may;
  2. send us an e-mail to eSig.DocuSign.QA@rentacenter.com  and in the body of such request you must state your e-mail, full name, US Postal Address, and telephone number.We do not need any other information from you to withdraw consent..  The consequences of your withdrawing consent for online documents will be that transactions may take a longer time to process.

Required Hardware and Software Browsers 

Operating Systems:Windows® 2000, Windows® XP, Windows Vista®; Mac OS® X
Browsers:Final release versions of Internet Explorer® 6.0 or above (Windows only); Mozilla Firefox 2.0 or above (Windows and Mac); Safari™ 3.0 or above (Mac only)
PDF Reader:Acrobat® or similar software may be required to view and print PDF files
Screen Resolution:Screen Resolution:    800 x 600 minimum
Enabled Security Settings:Allow per session cookies

** These minimum requirements are subject to change. If these requirements change, you will be asked to re-accept the disclosure. Pre-release (e.g. beta) versions of operating systems and browsers are not supported.

Acknowledging Your Access and Consent to Receive Materials Electronically 

To confirm to us that you can access this information electronically, which will be similar to other electronic notices and disclosures that we will provide to you, please verify that you were able to read this electronic disclosure and that you also were able to print on paper or electronically save this page for your future reference and access or that you were able to e-mail this disclosure and consent to an address where you will be able to print on paper or save it for your future reference and access. Further, if you consent to receive notices and disclosures exclusively in electronic format on the terms and conditions described above, please let us know by clicking the ‘I agree’ button below. 

By checking the ‘I agree’ box, I confirm that: 

  • I can access and read this Electronic CONSENT TO ELECTRONIC RECEIPT OF ELECTRONIC CONSUMER DISCLOSURES document; and 
  • I can print on paper the disclosure or save or send the disclosure to a place where I can print it, for future reference and access; and 
  • Until or unless I notify Rent-A-Center as described above, I consent to receive from exclusively through electronic means all notices, disclosures, authorizations, acknowledgments, and other documents that are required to be provided or made available to me by  Rent-A-Center during the course of my relationship with you. 


RentACenter, Inc., Rent to Own Furniture, Plano, TX
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Disclaimers

*The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Pricing valid 10/20/24 to 11/27/24. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. MA and RI consumers: after the first 184 days, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Product availability and pricing may vary by store. Advertised offers good while supplies last and cannot be combined with any other promotion. Customers in certain states may be required to pay a processing fee, including a fee of up to $18 in CA, and up to $10 in NY, HI, GA, KY, MD & VA. Sample pricing is for Ashley Beckilore Queen Sound Bed (B660B1) and reduces weekly rental rate from $22.99 per week to: $19.99 a week for max 104 weeks, Total of All Payments (max): $2,078.96, Retail Value/Max Cash Price: $1,349.00; GA & PA cost of lease services $729.96, WV retail value $670.87, WV RTO charge $1,190.96.  Advertised rates begin 10/20/24 and end 11/13/24. Product, condition and selection vary by location. Participating locations only. See store for details.

†Savings claims based on the advertised weekly rates when compared to non-promotional weekly rates and will not reduce the total amount necessary to acquire ownership or purchase-option amounts.

^"$10 Pays Your First Week" offer is valid only on new agreements entered into through in-store or online transactions from 10/20/2024 to 11/27/2024. Customers eligible for this offer will pay $10 for the initial rental period until first renewal, up to twelve days. Tax, Processing Fee (if applicable), Loss-Damage Waiver (if selected) and Benefits Plus (if selected) are included in initial rental. $1 will be allocated to Benefits Plus (if selected). Any tax due under state law in excess of remaining $9 will be collected with first renewal payment. On your first renewal date, regular rental rates, taxes, Benefits Plus (if selected) and Loss Damage Waiver fees (if selected) will apply. Regular rate, term and total cost vary by item selected. Offers will not reduce the total amount necessary to acquire ownership or purchase-option amounts. Customers eligible for this offer must use Promo Code "1WEEK4TEN" to receive offer. Cannot be combined with any other promotion. Participating locations only. Some exclusions apply. Not all customers or rental agreement transactions will qualify.  See Store Manager for complete details.

 **“The No Credit Option” means that this is not a credit, loan or financing transaction. It does not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less-than-perfect credit history. “6 Months Same As Cash” offer valid in most states on new agreements, and period ends 184 days after start of the new agreement. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en/myaccount/payonline-getstarted. See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer4 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements. 4 month period ends 123 days after start of the new agreement. “9 Months Same as Cash” only valid in select stores on new agreements. Same as Cash period will run for 276 days from date of agreement.  “Up to 12 Months Same as Cash” and “Up to 9 Months Same as Cash” only valid in select stores on new agreements. Same as Cash period will vary from 3-12 months based on product selected. Beginning on the date of a new agreement, the duration of the Same as Cash period will be as follows: for 12 months Same as Cash, 365 days; for 9 months Same as Cash, 276 days; for 6 months Same as Cash, 184 days; for 4 months Same as Cash, 123 days; for 3 months Same as Cash, 92 days. Same As Cash availability and term may vary by location. MA and RI: After the Same As Cash period, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Participating locations only. Eligible items only. All items subject to availability and approval.  “Free Delivery and Curbside Pickup”: Not all locations may be able to provide standard services. Free Delivery is not available on cash sales. Rent-A-Center services and maintains the merchandise while on rent (or in NJ, for duration stated on agreement); set-up does not include connection of gas appliances. Call your store for local information. Order delivery for jewelry will take a minimum of five days. “Early Purchase Option”: By exercising an Early Purchase Option, customers will pay less than the total cost to own. Calculation of early purchase amount varies by state; please see agreement for details. Exercising an early purchase option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en/myaccount/payonline-getstarted. "RAC Exchange" program valid for rental agreements entered at participating Rent-A-Center locations or on rentacenter.com on or after March 12, 2024, is available to eligible new and existing Rent-A-Center customers, and applies to inventory obtainable by participating Rent-A-Center store locations. New application and approval may be required. Cash price of the replacement item (“Exchange Item”) selected in exchange for current leased item (“Current Item”) may not exceed the Exchange Item approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount for initial rental agreement for Current Item. Exchange requires execution of new rental agreement for Exchange Item. Exchange option must be exercised and completed within six (6) months following execution of rental agreement for Current Item. Agreement for Current Item must be in good standing (with all rental payments and fees current) at the time of exchange and Current Item must be in good condition. Rent paid for agreement for Current Item will be applied to reduce the total cost to own for the Exchange Item, but prior rent paid for Current Item cannot be applied in full to same as cash amount for Exchange Item. Any applicable same as cash period will apply to new agreement for Exchange Item based on product selection and agreement term. The amount of rent paid for Current Item under prior agreement eligible for application to same as cash amount for Exchange Item may vary from 40% to 66%, depending on state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. See store for details.

± Pre-Approval / Approved for up to $3000/$5000  Advertised transaction is a rental-purchase / lease transaction. Approval amount refers to cash price of merchandise or weekly rental rate if item(s) selected. Approval amount includes outstanding agreements. Total rent-to-own cost will be higher. Number of payments and total rent-to-own cost will vary by items selected. Actual approval amount will vary based on review of application. Not all will qualify. Participating locations only. All items subject to availability and approval. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Customers in certain states may be required to pay a processing fee, including a $10 fee in NY & HI and up to $18 in CA. Advertised rental rates and terms are for new merchandise at participating locations.  "Without using credit" means that this is not a credit, loan, or financing transaction. It does not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. See Store Manager for complete details.

 ‡‡Tires “Starting as Low as $5.99 Per Week in Rent” refers to select brands and sizes. Sample pricing is for Good Year Reliant All-Season, (225/65R17 102H): $5.99 a week for max 65 weeks, Total of All Payments (max): $389.35, Retail Value/Max Cash Price: $233.61; GA cost of lease services $155.74, PA cost of lease services $155.74, WV retail value $209.85, WV RTO charge $179.50. Advertised rates begin 10/20/2024 and end 11/27/2024. Selected tires will ship directly to an authorized, independent installation center once order has been placed. Once received, installer will make every reasonable effort to install same day. Neither Rent-A-Center nor installer is responsible or liable for any delay in receiving or completing customer’s order. To protect tires during life of agreement, Rent-A-Center requires that alignment be within manufacturer’s specification. If it is not, you will be required to pay for additional alignment service before install. Installation is included in the rental rate. RACTirePlus is not included with agreement and can be added for additional $3.00/week and does not cover wear or tear. Pricing does not include taxes. Tire agreements are not eligible for optional BenefitsPlus or LDW. If customer needs to return product, the installer will hold customer’s previous set of tires for 45 days. Thereafter, customer must provide alternate set of roadworthy tires. See store for more details.

 ¥Bundle and Save 20% or More claim based on the advertised weekly rates of bundled items when compared to non-promotional weekly rates of products if rented separately and will not reduce the total amount necessary to acquire ownership or purchase-option amounts. Taxes and additional fees are excluded. Offer applies to agreements for new merchandise entered into in-store or online transactions prior to 11/27/24. Products displayed are representative only; available product bundles may vary by store. Offer good while supplies last and cannot be combined with any other promotion. Participating locations only. See store for details.